Terms of Service

By accessing or using Benefinds, you confirm that you are at least 13 years of age (or 16 in jurisdictions with higher age requirements), have the legal capacity to enter into these Terms, and agree to comply with all applicable laws and regulations.

These Terms apply to all visitors, users, and others who access or use the Site.

Benefinds provides:

• A searchable catalog of government benefit programs with eligibility summaries
• An eligibility screener tool to suggest potentially relevant programs based on your inputs
• Step-by-step application guides and document checklists
• Curated resource guides organized by life situation

All content is provided for informational and educational purposes only. Program details, eligibility thresholds, and application processes change frequently. Always verify current requirements at the official program website or by contacting the administering agency directly.

The content on Benefinds is not and should not be construed as:

• Legal advice or legal representation
• Financial, tax, or investment advice
• Medical or healthcare advice
• An official government eligibility determination
• A guarantee of eligibility for any program

We strongly recommend consulting a qualified professional (attorney, financial advisor, benefits counselor) for advice specific to your situation. Free resources like legal aid societies, VITA tax preparation sites, and Social Security Administration offices can provide official guidance.

We strive to maintain accurate, up-to-date information about government benefit programs. However:

• Program rules, income thresholds, and eligibility criteria change frequently
• Information may vary by state, county, or local jurisdiction
• We cannot guarantee the completeness, accuracy, or currency of all content
• Each program page includes a "Last Verified" date indicating when information was last reviewed

Always cross-reference information with the official program website (identified by .gov domains) before making decisions.

You agree not to use the Site to:

• Violate any applicable local, state, national, or international law
• Transmit unsolicited communications, spam, or malicious code
• Attempt to gain unauthorized access to any part of the Site or its systems
• Scrape, crawl, or harvest content without our express written permission
• Impersonate any person or entity or misrepresent your affiliation
• Submit false or misleading information through any screener or contact form
• Use the Site for any commercial purpose without authorization
• Interfere with or disrupt the integrity or performance of the Site

All content on Benefinds — including text, graphics, logos, icons, and software — is the property of Benefinds or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may access and use the Site for personal, non-commercial purposes. You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content without our prior written consent.

Government Content: Program descriptions, eligibility rules, and other information derived from official government sources are in the public domain and attributed accordingly. Our compilation, organization, and presentation of such content is protected.

The Site contains links to third-party websites, including official government portals (.gov domains). These links are provided for your convenience. We have no control over third-party sites and are not responsible for their content, accuracy, privacy practices, or availability.

Linking to a third-party site does not constitute our endorsement of that site or its contents. You access third-party sites at your own risk.

THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT:

• The Site will be uninterrupted, error-free, or secure
• Any information on the Site is accurate, complete, or current
• Results from the eligibility screener will accurately predict your eligibility for any program
• Defects will be corrected

TO THE FULLEST EXTENT PERMITTED BY LAW, BENEFIT HELPERS, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF INCOME, DATA, BENEFITS, OR OPPORTUNITY, ARISING FROM:

• Your use of or inability to use the Site
• Reliance on any information provided on the Site
• Errors or omissions in program eligibility information
• Denial of benefits based on information from this Site
• Unauthorized access to or alteration of your data

Our total liability to you for any claims arising from these Terms or your use of the Site shall not exceed $100 USD.

You agree to indemnify, defend, and hold harmless Benefinds and its affiliates, officers, agents, and employees from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from your use of the Site, violation of these Terms, or violation of any third-party rights.

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to the practices described in the Privacy Policy.

We reserve the right to modify these Terms at any time. We will post the revised Terms with an updated effective date. Your continued use of the Site after changes constitutes your acceptance of the revised Terms. If you do not agree to the new Terms, you must stop using the Site.

We reserve the right to suspend or terminate your access to the Site at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, third parties, or the public.

These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Delaware, without regard to conflict of law provisions.

Any disputes arising from these Terms or your use of the Site shall first be attempted to be resolved through good-faith negotiation. If unresolved, disputes shall be submitted to binding arbitration under the American Arbitration Association's Consumer Arbitration Rules, except that either party may seek injunctive relief in a court of competent jurisdiction for intellectual property violations.

Class Action Waiver: You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

For questions about these Terms, please contact: